Risk Disclosure Statement
General Risk Warning
Investing in financial markets involves substantial risk and may not be suitable for all investors.
Clients should carefully consider their financial objectives, investment experience, risk tolerance and financial circumstances before investing.
The value of investments and any income derived from them can rise or fall and investors may receive back less than the amount originally invested.
Capital Risk
Investment portfolios are subject to market fluctuations.
Market Risk
Financial markets are influenced by:
- Economic conditions
- Interest rates
- Inflation
- Political developments
- Regulatory changes
- Global events
Liquidity Risk
Certain investments may not be readily sold at a desired price or time.
In periods of market stress liquidity may become limited.
Currency Risk
Where investments are denominated in foreign currencies, exchange rate fluctuations may affect portfolio values.
Technology Risk
Electronic systems, trading platforms and communication networks may experience:
- Delays
- Interruptions
- Cybersecurity incidents
- Technical failures
Privacy Policy
Introduction
Trillion & Co Sterling Ltd is committed to protecting personal information in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Information We Collect
We may collect:
Personal Information
- Full name
- Date of birth
- Nationality
- Residential address
- Email address
- Telephone number
Financial Information
- Source of funds
- Bank account details
- Investment objectives
- Risk profile
- Financial status
Technical Information
- IP address
- Browser information
- Device information
- Website usage information
Purpose of Processing
Personal information may be processed to:
- Provide investment services
- Verify identity
- Conduct anti-money laundering checks
- Comply with legal obligations
- Improve our services
- Communicate with clients
Information Sharing
Information may be shared with:
- Regulators
- Legal advisers
- Auditors
- Custodians
- Banking partners
- Technology service providers
Information will not be sold to third parties.
Data Security
The Company maintains appropriate technical and organisational measures to safeguard personal information.
Client Rights
Individuals may request:
- Access to their data
- Correction of inaccurate information
- Deletion where legally permitted
- Restriction of processing
- Data portability
Requests may be submitted to: support@trillionandcosterling.co.uk
Data Retention
Client records may be retained for a minimum of five years or longer where required by law.
Cookie Policy
What Are Cookies?
Cookies are small text files stored on a user's device when visiting a website.
Types of Cookies Used
Essential Cookies
Required for website functionality and security.
Performance Cookies
Help analyse website usage and improve performance.
Functional Cookies
Remember user preferences and settings.
Analytics Cookies
Provide information regarding website traffic and user interactions.
Managing Cookies
Users may control cookie settings through their browser preferences.
Disabling certain cookies may affect website functionality.
Professional Advice
Users should seek independent financial, tax, legal and investment advice before making investment decisions.
Intellectual Property
All content, branding, logos, graphics and materials are owned by Trillion & Co Sterling Ltd and may not be reproduced without written consent.
Limitation of Liability
The Company shall not be liable for:
- Market losses
- Business interruption
- Indirect damages
- Consequential losses
- Technical failures
Maximum liability shall be limited to the extent permitted by law.
Complaints Procedure
Complaints should be addressed to:
Compliance Department
Trillion & Co Sterling Ltd
Email: info@trillionandcosterling.co.uk
The Company will investigate complaints fairly and promptly.
Regulatory Disclosure — United Kingdom and South Africa
Trillion & Co Sterling Ltd has two Appointed Representatives, Langham Hall UK LLP and Bloomberg Tradebook Europe Limited, which is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Trillion & Co Sterling Ltd is permitted to carry on regulated activities under the supervision of its Principal Firms.
Langham Hall UK LLP — FCA Number: 452198
Bloomberg Tradebook Europe Limited — FCA Number: 187492
Trillion & Co Sterling Ltd has one Appointed Representative, Trade Stone SA (Pty) Ltd FBS, which is authorised and regulated by the Financial Sector Conduct Authority in South Africa. Trillion & Co Sterling Ltd is permitted to carry on regulated activities under the supervision of its Principal Firm.
Trade Stone SA (Pty) Ltd FBS — FSCA Number: 50885
Compliance with Applicable Laws and Regulations — United Kingdom
Trillion & Co Sterling Ltd shall conduct its business in accordance with all applicable laws and regulations of England and Wales, including but not limited to the Financial Services and Markets Act 2000 (FSMA), the Companies Act 2006, the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and all rules, guidance and requirements issued by the Financial Conduct Authority (FCA) and other relevant regulatory authorities. Clients acknowledge that investment services may only be provided where permitted by law and that all activities are subject to applicable regulatory requirements, restrictions, and compliance obligations in force from time to time.
Governing Law and Jurisdiction
These Terms and Conditions, and any dispute or claim arising out of or in connection with them, shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising from or related to these Terms and Conditions.